Resources for Dealers

Practical guides on F&I products, reinsurance, backend profit, and building a stronger dealership. Written by the team at Backend Genie.

Articles & Guides

Latest from Backend Genie

Choosing an Agency

How to Choose an F&I Agent: 8 Questions Every Dealer Should Ask

The wrong F&I agency quietly drains your backend wealth. The right one builds it. What to look for, what to walk away from, and how to read your own deal.

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Transparency

How F&I Agencies Actually Make Money

Income split, overrides, and recurring fees , the three structural ways F&I agencies make money. The questions every dealer should ask before signing.

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Comparison

F&I Agency Comparison: Vanguard, EliteFI, JMA, Mattiacio & More

How to compare F&I agencies serving dealers. Match agency structure to your dealership's stage, volume, and goals.

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Switching

Switching F&I Agencies Without Losing a Month of Production

The 60-90 day playbook for unhappy dealers ready to make a move. What's at risk, what stays with you, and the timeline that works.

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Reinsurance

What Is Dealer Reinsurance? DOWC vs CFC for Independent Dealers

How dealer reinsurance actually works , DOWC vs CFC, when each pays off, and why it's the long-term wealth builder for independents.

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F&I Products

F&I Products for Independent Dealers: VSC, GAP, GPS, Reinsurance

The five F&I products dealers should sell, the two to skip, and what each one actually pays.

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BHPH

BHPH Backend Profit: How Buy-Here-Pay-Here Dealers Maximize the Back End

The backend profit most BHPH dealers leave on the table , and the four products that close the gap. Operator's playbook.

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GAP Insurance

GAP Insurance for Dealers: How It Works, What It Pays, How to Sell It

How dealer-side GAP works, what it costs, what it earns, and how to set retail without leaving margin behind. Dealer's playbook, not a buyer's.

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See what your backend is really worth

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